23790554: If you can afford $75,000AUS for the car, then the insurance shouldn't be a problem: if you can't, then you are over-stretching yourself on the car. However, if you can't afford the insurance as well, then you can't afford the car. Cars come as a "package" that include running costs, insurance etc. No disrespect, but $75,000AUS is a heck of a lot of money for a 20 year old.
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