[quote]^I don't see what democracy has to do with anything. People who don't buy enough insurance have only themselves to blame. You can't blame the freedom.[/qupte]
Democracy means government laws follow the will of the people.. If the will of the people is to spend rather then insure, as is human nature, then you see the above situation. Not freedoms fault.
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I see your point that poor people take the risk, because they need the money for food instead of insurances and I can follow this approach ... often they rather buy a new car than having an insurance .... at the end, the system is not able to solve that, it collapses
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In the US, despite what you hear on tv, most people in true financial trouble are not there because they are destitute, its because they made poor decisions like lack of insurance. Id love to take many of you down to south atlanta near where I went to college. The sheer number of welfare receipients living in boarded up houses and driving 40000 dollar escallades will definitly give you an intersting perspective.