Originally Posted by graywolf624
Sorry 100 Million.. Typo
Id hold off saying that.. More like only in a democracy, where people figure what are the chances of a hurricane.. so instead of building up their levy or buying insurance, they buy another stadium or car. As shown by the number of individuals on welfare world wide thats not just a US phenomenon.
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my point is: making lawsuits for any kind of "damages" ( like falling to the floor, putting cat in microwave and sue the manufacturer for not telling you not to do it, ... ) and asking a ridiculous amount of money, as in this case qudrillions, that's quite a US phenomenon. Don't know another country where I could do that.
In case you had an insurance for hurricanes, hail, fire, ... they have to pay for the house, etc fully agree. but as said above by RC, they should cover the actual loss and not give you an extra million for the next supercar
And IMO people can? enjoy life and in case of a damage, they ask the government to help solve it - it sounds maybe a little tough, but you can't always sue somebody else to "fix it"
I see your point that poor people take the risk, because they need the money for food instead of insurances and I can follow this approach ... often they rather buy a new car than having an insurance .... at the end, the system is not able to solve that, it collapses
-> similar on what we see in the SubPrime crisis