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hemi_fan
07-30-2004, 09:50 PM
WHAT A FUN WEEKEND I HAD!! :oops: :oops:
driving along, got distracted by friends... and BLAM hit a parked 300CE (I think) sitting there... There goes my car afteronly 4 months, damage doesnt look too bad, but to avoid insurrance skyrocketing im payin for everything. $10,000 worth in total, and seeing as i only make $7000 a year its quite the blow to my wallet!! Life goes on i guess, but i had to hit a mercedes... :(

http://img45.exs.cx/img45/2842/4046.jpg
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jpatino03
07-30-2004, 09:56 PM
Dude that sucks ass, it might be less of a blow to your wallet if you let the insurance pay for it. When my friends get annoying, I drop it down a gear and floor it, it usually shuts them up.
Sorry to hear about the mustang. :(

T-Bird
07-30-2004, 09:59 PM
seriously it might be better to let the insurance to take care of it in terms of your cash flow $10,000 is alot of cash

SilviaEvo
07-30-2004, 09:59 PM
Dude that sucks ass, it might be less of a blow to your wallet if you let the insurance pay for it. When my friends get annoying, I drop it down a gear and floor it, it usually shuts them up

:lol:
dude sorry bout the Stang :cry: damn it had to be a MB

hemi_fan
07-30-2004, 10:02 PM
You would think that $10000 would hurt a lot, but if i allow the insurrance to take care of it, my rates will go up about $4000/year, so really i'll be paying more. That's why ive decided to take this route. :( I HATE INSURANCE COMPANIES!!

jpatino03
07-30-2004, 10:06 PM
Yeah, insurance companies are there solely to rob you with outrageous rates, it sucks, but its part of life. Seriously though, you should reconsider paying it yourself, your rates will go down again in time, and you may find yourself needing some of that $10000 for something else.

hemi_fan
07-30-2004, 10:13 PM
Well, heres the breakdown of the damage:
Mercedes - Estimated $6000
Ford - Estimated $3000
Careless Driving Ticket + Lawyer to fight it - $1000

My car does not have collision coverage because its just too outrageously expensive (like $3000 extra per year for a $4500 car), The ticket and lawyer also would obviously not be covered by insurrance either. So the only thing they would pay for is the Merc, which in a year and a half I'd pay back anyways, Plus the rates would stay much higher for at least a few more years after that. The route im taking, instead of paying off the insurrance company over those years, I pay back my father over probably the same time period but I pay less because of the way they charge. This is by far the cheapest route, and the people we hit were even nice enough to allow a family friend to repair their car, so i also get a discount there... The main thing is that I want to be back on the road for next summer with affordable rates, thats all i really care about. You know ur poor when u get in a fender bender and cant drive for a year :( lol

jpatino03
07-30-2004, 10:25 PM
I know how you feel. I'll probably get my license yanked for a few months in a couple of days because of the fascist traffic laws in this country, and I have to pay for school too, so I'll probably have to take myself off the policy.

SFDMALEX
07-30-2004, 10:47 PM
Wow That is pretty bad.

For one If I had a car I would not have my buddies in it. If they were in the car. Trust me they would not even consider distracting me. I would go ballistic if they did.

Anyway 10 000G is a lot of money. And I say your buddies should pay up!

T-Bird
07-30-2004, 10:52 PM
take out a student loan and worry about it when you are done with college that's always an alternative.

bmagni
07-30-2004, 10:59 PM
Careless Driving Ticket + Lawyer to fight it - $1000


hahaha....

TT
07-31-2004, 04:24 AM
Dang :( I'm really sorry to read this :(

BADMIHAI
07-31-2004, 10:09 AM
I like it how you listed your new mods. I'm really sorry for you, man. Insurance companies are fucking bitches. We should burn down all insurance companies, because they're really worthless pieces of shit. I swear if one day I'll get to drive behind a McLaren F1 or a Ferrari Enzo or some other outrageously expensive car I'll crash into it at the stop light, to give my insurance company a bill to die for. Those fuckers! :fist:

sameerrao
07-31-2004, 11:41 AM
Sorry man! I feel for you!

Just a question, even if you pay for it yourself w/o involving the insurance agencies would you still get penalty points for the careless driving ticket. What are the chances that you can avoid the ticket at court...

Meaning ... is the insurance company going to raise your tab anyway? If so, then they might as well pay for the damage

mindgam3
07-31-2004, 12:03 PM
yeah surely your insurance is going to go up anyway because of your careless driving conviction?

hemi_fan
07-31-2004, 01:55 PM
yeah, the insurance is going to go up from the conviction, but the lawyer is confident he can lower it from 6 points to 3 points, and 3 points would be equivalent to a 30km/h over speeding ticket, so it wont hurt so much. As long as they dont have to pay up for any claims they will stay fairly happy and it shouldnt jump too much.

davide
07-31-2004, 03:54 PM
$10.000... that's like a fortune for me!!!

hemi_fan
08-01-2004, 12:20 AM
Tough call on the mercs. Since its such an old car, but it has prestige the prices have an EXTREMELY wide range. I looked them up, and beater versions sell for around $6000-$7000 but go all the way up to $25000 for prime examples of the car. The one i hit had no visible rust or anything like that, so i imagine its probably worth like $15000 or thereabouts.

blah
08-01-2004, 01:29 AM
shows that you got your self a tough ford, if the mercedes gets owned, while your ford barely has dents.

saadie
08-01-2004, 02:53 AM
tht sucks .... thats not alota damage ..... in $$10,000 .. u can take care of tht ^^ 10 times here .... :?

PureEuroM3
08-16-2004, 03:02 PM
Its ok man...happens to alot of people..
My friends already told me when I turn old like 17-18 they wont ride with me just because im a speed addict....thats because i went 160km in my moms Dodge Caravan when I was 14 at my Uncle's farm...good times :D

mclaren_Gt
09-12-2004, 07:49 PM
lol practice more :o